Randall Billingsley, Lawrence J. Gitman, Michael D. Joehnk, "PFIN"
English | 2017 | ISBN: 1337117005 | PDF | pages: 452 | 24.2 mb
The heart of financial planning is making sure your values line up with how you spend and save. That means knowing where you are financially and planning on how to get where you want to be in the future no matter what life throws at you. For example, how should your plan handle the projection that Social Security costs may exceed revenues by 2037? And what if the government decides to raise marginal tax rates to help cover the federal deficit? An informed financial plan should reflect such uncertainties and more.
This chapter describes the financial planning process and explains its context. Topics include how financial plans change to accommodate your current stage in life and the role that financial planners can play in helping you achieve your objectives. After reading this chapter you will have a good perspective on how to organize your overall personal financial plan.
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