Money Muling Detection and Prevention

What you'll learn
Understand what money muling is
Identify the different typologies of money mules
Recognise common recruitment techniques
Identify key red flags
Red Flags & Risk Indicators
Regulatory Expectations
Understand regulatory expectations and the role of compliance teams
Apply practical preventive, detective, and corrective controls
Anticipate emerging trends and evolving risks in money muling
Requirements
A basic understanding of financial services or business operations will be helpful but is not essential.
Access to a computer or tablet to view the slides and course materials comfortably.
An interest in risk management, compliance, or anti-money laundering (AML) will help you get the most from the lessons.
Description
This CPD-accredited course, approved by the CPD Standards Board, provides financial services professionals with a comprehensive and practical guide to money muling, combining regulatory expectations with real-world application. It is designed to equip learners with the knowledge and skills needed to detect, prevent, and respond to money mule activity within UK financial services.The course covers the full lifecycle of money muling risk, including definitions and mule typologies, common recruitment techniques, and the behavioural and technological red flags that indicate mule activity. Learners are guided through real enforcement cases and industry statistics, highlighting how control weaknesses can allow mule activity to go undetected and the regulatory consequences that follow.Through practical examples and case studies, learners gain insight into regulatory expectations, compliance responsibilities, and the design of effective preventive, detective, and corrective controls. Emerging trends, such as crypto-based muling, instant payments exploitation, AI-driven recruitment, and targeting of gig-economy workers, are explored to ensure learners are prepared for evolving risks.To reinforce learning, each section includes a knowledge check, allowing learners to test their understanding and apply concepts in realistic scenarios. The course concludes with an interactive AI role-play assessment, where learners act as a compliance analyst engaging directly with a customer to assess suspected mule activity, applying judgement, communication skills, and regulatory best practice.By the end of this course, learners will be able to identify money mule typologies, recognise recruitment methods and red flags, apply appropriate compliance responses, and support investigations and reporting in line with regulatory expectations. This course is ideal for compliance officers, AML and fraud professionals, risk managers, analysts, and anyone involved in financial crime prevention within financial services organisations.
Who this course is for
Compliance, AML, and Financial Crime professionals who want to strengthen their understanding of money muling risks and improve prevention and detection practices
Fraud analysts and investigators seeking to better identify mule activity and understand how it intersects with fraud typologies
Risk and governance professionals responsible for financial crime frameworks, controls, or regulatory compliance
Transaction monitoring and SAR analysts who review suspicious activity and need practical, real-world indicators
Managers and team leads overseeing compliance, fraud, or financial crime teams
Students and early-career professionals looking to build practical knowledge in AML, fraud prevention, or financial crime compliance
Career switchers interested in entering compliance, fraud, or financial crime roles
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